Disclaimer

Important Notice

Past performance does not guarantee future results

Financial planning involves risks and individual circumstances vary significantly

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice

This disclaimer applies to all content, services, and materials provided through our website and related communications

Limitation of Liability

To the fullest extent permitted by Australian law, we limit our liability as follows

  • We exclude all warranties, express or implied, regarding the accuracy or completeness of information provided
  • We are not liable for any indirect, consequential, or special damages arising from use of our services
  • Our maximum liability is limited to the amount paid for services in the preceding 12 months
  • We exclude liability for losses arising from reliance on third-party information or external market conditions

Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations about the completeness or accuracy of any content on this website

No Warranty: All information and services are provided "as is" without warranty of any kind, either express or implied

Changes Without Notice: We reserve the right to modify or discontinue any aspect of our website or services without prior notice

Professional Advice Disclaimer

The content on this website does not constitute professional advice and should not be relied upon for making financial decisions

  • This is not personalized financial advice
  • This is not legal advice
  • This is not tax advice
  • Always consult qualified professionals for advice specific to your circumstances

External Links

Our website may contain links to third-party websites that are not under our control

We do not endorse or assume responsibility for the content of external websites

Use at Your Own Risk

Your use of this website and our services is entirely at your own risk and discretion

You are responsible for evaluating the accuracy and usefulness of all information provided

Jurisdiction and Governing Law

This disclaimer is governed by and construed in accordance with the following jurisdictional provisions

Applicable Law: Australian law governs this disclaimer and your use of our website

Jurisdiction: Australian courts have exclusive jurisdiction over any disputes arising from this disclaimer

Local Variations: Some jurisdictions may not allow certain limitations, so these provisions may not apply to you

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services

Severability

If any provision of this disclaimer is deemed invalid, the remaining provisions shall continue in full force and effect

Changes to This Disclaimer

We may update this disclaimer at any time without prior notice

Your continued use of our website constitutes acceptance of any changes

Contact Information

If you have questions about this disclaimer, please contact us using the information below

Email: contact@theronivalys.com

Phone: +61 648-731-249

Address: 123 Collins Street, Melbourne VIC 3000

August 22, 2025